Flexible Lending Solutions.
Expedited Funding.

Mortgage Application
Lending Guidelines

At Canguard MIC we offer flexible, short-term mortgage solutions for borrowers who do not qualify for a mortgage with traditional institutional lenders. Leveraging years of experience, our loans are customized to focus on the specific needs of each client while providing commitment letters quickly and efficiently.

 
 
 
 

Property Types We Finance

Residential

Commercial

Construction

Development

Loan Structure & Terms

Mortgage Type

  • 1st Mortgages
  • 2nd Mortgages
  • Inter‑Alia Mortgages

Loan Terms

  • Open mortgages
  • 15 – 24 month terms

Loans up to 75% Loan‑to‑Value (LTV)
depending on the asset and structure.

75%
Mortgage Application

Property Types We Finance

Flexible Solutions

Tailored mortgages for purchases and refinancing.

Open Terms

Adaptable guidelines to fit your needs.

Expert Support

Professional guidance every step of the way.

Local Focus

Specialized knowledge of the BC & AB market.

Detailed Lending
Guidelines

Full underwriting criteria, documentation requirements, and loan structures are outlined in our lending guideline

Download Guideline PDF

If you are a mortgage broker,

Contact us today to learn more about our options.

Contact Us

What Our Client Say About US

Cangaurd is an amazing lender who can work with you on innovative solutions. They assisted our project through completion with speed and flexibility (while maintaining strong controls as a lender). I would recommend Mani and his team for your project!
Justin Molander
Canguard’s expertise in mortgage investment is unparalleled. Their team provided outstanding guidance and support, making my investment experience both profitable and stress-free.
Armin Pourreza
safe , secure ,professional , Highly recommend
Adi Soltani
I have been a client for the past eight years. Good redemption policy, highly skilled management team. Highly recommend this company to trust and invest in.
Shilan Zade
Great company to work with!
Danielle
I have a great experience with investment there, safe , secure , on-time return , not to mention, professional , committed ,… and friendly team. Highly recommend investing there , with peace of mind.
lida Adib
Trustworthy MIC. I visited their downtown office, talked with CEO and Laura, and invested last summer. Recently I redeemed. The whole process is very smooth and redemption is also very easy. They met their promise on interest rate, payment, redemption, etc. Very nice experience! Happy to cooperate again in near future.
K Z